Iain Robinson
$850,0002 bd2 ba1,540 sqft$552 /sqft$5,229 /mo all-in ↓

1431 PALM AVENUE, WINTER PARK, FL, 32789

Active0 days on marketListed Aug 13, 2026MLS #O6433195

Single Family ResidenceLAKE KNOWLES TERRACE ADD 02

Come see it

Upcoming open house

Sun, Aug 16

12:30 PM – 3:30 PM

About this home

1431 PALM AVENUE

Welcome to this beautifully maintained 1960s home nestled in one of Winter Park’s desirable neighborhoods, where classic charm meets thoughtful modern updates. Set along picturesque brick streets shaded by mature trees, this inviting home offers a warm, light-filled interior and a private backyard oasis. From the moment you enter, you’ll notice the abundance of natural light and the large windows that frame the living spaces. The spacious living room flows seamlessly into a bright, functional kitchen featuring newer appliances and a large window overlooking the front yard. Just off the kitchen, an indoor laundry room adds everyday convenience. A beautiful sunroom overlooks the private, landscaped backyard and offers a versatile space that could easily serve as a home office, reading room, or additional sitting area. Down the hallway, the spacious primary suite features an en-suite bathroom, ample closet space, and abundant natural light with peaceful views of the backyard. The second bedroom is generously sized and includes a walk-in closet. Step outside to discover a true gardener’s paradise. The lush, private backyard features a beautiful paved patio, winding paved pathway, mature landscaping, and plenty of space to relax, entertain, or enjoy the outdoors. The location is hard to beat, walking distance to the beautiful Lake Knowles and Lake Wilbar, just minutes from Park Avenue, the Winter Park YMCA, AdventHealth Winter Park, Rollins College, the Winter Park Chain of Lakes, golf courses, and an abundance of exceptional dining and shopping. The home also offers access to top-rated Orange County schools. Important updates include a complete remodel and added square footage (2009), a newer roof (2022), regularly maintained HVAC system (2020), hot water heater (2024), updated bathrooms (2025), kitchen appliance updates (2026), and a regularly maintained irrigation system. This special home offers the perfect blend of classic Winter Park character, modern updates, beautiful outdoor living, and an unbeatable location.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,540

Sqft

0.16 ac

Lot size

1966

Year built

One

Levels

$552

Per sqft

Inside

FlooringCarpet · Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ParkingCovered · Driveway · On Street
ExteriorIrrigation System · Lighting · Private Mailbox · Private Yard · Sidewalk · Storage

Community & fees

Taxes (2025)$1,960/yr

Utilities & systems

UtilitiesElectricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,229 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,587
PMI (est., until 20% equity)$319
Property tax — 2025 actual bill$163
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $85,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $85,000
Interest rate6.00%
Loan term

Estimated payment

$5,229/mo

Principal & interest$4,587
PMI (est., until 20% equity)$319
Property taxes (actual bill)$163
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $850K
$319KedgeAI estimate $443,044 · range $332K$560K$884K

vs edgeAI estimate

+91.9%

Days on market

0 vs 47 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Knowles Terrace

Map of 1431 PALM AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Orlando17 min
Universal Orlando29 min
Orlando Int’l Airport (MCO)30 min
Walt Disney World42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Park. See the full Winter Park guide →

Lake Knowles Terrace — neighborhood snapshot

Population

1,017

Median age

49

Median income

$193,750

Median home value

$808,200

Avg household

3

Households w/ children

126

For the school run

Orange County School District

ElementaryLakemont Elementary★★★★★
MiddleMaitland Middle★★★★★
HighWinter Park High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Park market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$470K$512K

Winter Park median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

Median sold price, Winter Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% above the WINTER PARK 32789 median. See the full Winter Park market guide →

Paper trail

This home's history

Aug 13, 2026Listed at $850,000 · 0 days on market since
1966Built · LAKE KNOWLES TERRACE ADD 02

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 1431 PALM AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1431 PALM AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1431 PALM AVENUE FAQs

What would the monthly payment be for 1431 PALM AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,229/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1431 PALM AVENUE?+

The most recent tax bill on record (2025) was $1,960. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Winter Park?+

At $850,000, this home is listed about 47% above the Winter Park median of $577,450. The market section on this page shows how the area is trending.

Which schools are assigned to 1431 PALM AVENUE?+

Lakemont Elementary (elementary), Maitland Middle (middle), Winter Park High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ALL REAL ESTATE & INVESTMENTS · Kelsey Payton. MLS #O6433195.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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