Iain Robinson
$479,900$489,9004 bd4 ba3,221 sqft$149 /sqft$3,619 /mo all-in ↓

800 W LAKE ELBERT DRIVE NE, WINTER HAVEN, FL, 33881

Active9 days on marketListed Aug 6, 2026MLS #TB8535903

Reduced $10KFully furnishedSingle Family ResidenceGRAYDON HILLS

About this home

800 W LAKE ELBERT DRIVE NE

Virtually Staged. 800 W Lake Elbert Dr NE is an extraordinary piece of Central Florida history, a stately 4-bedroom, 4-bath single-family estate built in 1935 and architecturally designed and built by Cypress Gardens founder Dick Pope. Set on an oversized, beautifully landscaped corner lot of more than half an acre in the sought-after Graydon Hills area of Winter Haven, this timeless residence blends original 1930s craftsmanship with thoughtful comforts, all announced by an imported Italian fountain at the front entrance and lovely views of Lake Elbert just beyond. Inside, over 3,200 square feet of living space showcases rich hardwood floors, handcrafted wood doors, intricate crown molding, custom built-ins, pocket doors, and preserved vintage tile that honor the home's architectural roots, while oversized windows bathe the interior in natural light and frame picturesque lake views. The formal living room welcomes you with a crafted fireplace, while the spacious formal dining room features classic built-ins and flows to a den through elegant french doors. At the heart of the home, a beautifully appointed kitchen pairs historic charm with modern function, featuring custom wood cabinetry, stone countertops, stainless steel appliances, a copper farmhouse sink, and a natural gas range. An adjoining butler's pantry adds a second staircase, storage, and everyday convenience. A main-level flex room with a full bath and original vintage tile provides space for guests, a home office, or a private retreat. Upstairs, the generous primary suite is a true sanctuary, complete with a wood-burning fireplace, a private sitting room, a walk-in closet, a spa-inspired ensuite bath, and tranquil views of Lake Elbert. Two additional bedrooms, one with its own ensuite, share a beautifully tiled full bath, and a dedicated indoor laundry room makes daily living simple. Additional highlights include a detached oversized 2-car garage, a screened porch overlooking the grounds, mature landscaping, natural gas, city water, and NO HOA. The home is ready for a cosmetic refresh, with fresh flooring and paint the primary opportunities to bring your own vision to this architectural treasure, which also carries the potential to be officially registered as a historic landmark. For qualified buyers, this property also carries an existing assumable mortgage at a low interest rate, a valuable advantage in today's market. Ideally located near the Winter Haven Chain of Lakes and moments from Lake Elbert, this singular estate is just minutes from historic downtown Winter Haven, LEGOLAND Florida, shopping, dining, and major roadways. Homes of this pedigree, scale, and craftsmanship seldom come to market. Come experience the timeless character and enduring quality of 800 W Lake Elbert Dr NE, and make a true piece of Winter Haven history your own.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,221

Sqft

0.63 ac

Lot size

2

Garage

1935

Year built

Two

Levels

$149

Per sqft

FireplaceFurnished

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Chair Rail · Eating Space In Kitchen · PrimaryBedroom Upstairs · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Natural Gas
FurnishedFurnished

Outside & construction

RoofSlate
ConstructionWood Frame (FSC Certified)
FoundationSlab
FacesSoutheast
ParkingDriveway
ExteriorIrrigation System · Private Mailbox · Rain Gutters

Community & fees

Taxes (2025)$5,062/yr

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Public · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,619 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,825
FHA mortgage insurance (est.)$212
Property tax — 2025 actual bill$422
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,797Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,797
Interest rate6.00%
Loan term

Estimated payment

$3,619/mo

Principal & interest$2,825
FHA mortgage insurance (est.)$212
Property taxes (actual bill)$422
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Winter Haven actives

$149 vs $169

Days on market

9 vs 49 typical

Where $149/sqft sits among the 400 Winter Haven actives

43
75 · this home
116
100
30
36
$98–124$124–150$150–176$176–202$202–228$228+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Haven

Map of 800 W LAKE ELBERT DRIVE NE

Drive times from this address

Walt Disney World44 min
Universal Orlando54 min
Downtown Orlando60 min
Downtown Tampa62 min
Orlando Int’l Airport (MCO)65 min
Tampa Int’l Airport (TPA)73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

WINTER HAVEN 33881 — neighborhood snapshot

Population

39,189

Median age

43.6

Median income

$53,867

Median home value

$177,400

Avg household

2.61

Households w/ children

3,730

For the school run

Polk County School District

MiddleLake Alfred Polytech Academy★★★★
ElementaryFred G. Garner Academy★★★★
HighWinter Haven Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$283K$280K

Winter Haven median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

212 of 400

Winter Haven actives have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 93% above the WINTER HAVEN 33881 median. See the full Winter Haven market guide →

Paper trail

This home's history

CurrentPrice reduced to $479,900 $10K
Aug 6, 2026Listed at $489,900 · 9 days on market since
1935Built · GRAYDON HILLS

Reality check

What actually sold near 800 W LAKE ELBERT DRIVE NE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5 PEACHTREE LANE SESold · Mar ’26

$455,000

5 PEACHTREE LANE SE

3 bd · 2.5 ba · 3,232 sqft · $141/sqft · 42 DOM

934 LAKE ELBERT DRIVE SESold · Oct ’25

$495,000

934 LAKE ELBERT DRIVE SE

4 bd · 2 ba · 3,198 sqft · $155/sqft · 140 DOM

1325 N LAKE OTIS DRIVESold · Nov ’25

$300,000

1325 N LAKE OTIS DRIVE

4 bd · 4 ba · 3,042 sqft · $99/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 800 W LAKE ELBERT DRIVE NE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 800 W LAKE ELBERT DRIVE NE — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

800 W LAKE ELBERT DRIVE NE FAQs

What would the monthly payment be for 800 W LAKE ELBERT DRIVE NE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,619/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 800 W LAKE ELBERT DRIVE NE?+

The most recent tax bill on record (2025) was $5,062. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Winter Haven?+

At $479,900, this home is listed about 68% above the Winter Haven median of $284,995. The market section on this page shows how the area is trending.

Which schools are assigned to 800 W LAKE ELBERT DRIVE NE?+

Lake Alfred Polytech Academy (middle), Fred G. Garner Academy (elementary), Winter Haven Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$479,900 runs 93% above the WINTER HAVEN 33881 median — but at 3,221 sqft it's also nearly twice the size of the typical Winter Haven listing.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03The price has already moved

Listed at $489,900, now $479,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of SILVER DOOR REALTY LLC · Michelle Paez. MLS #TB8535903.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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