3302 TURKS CAP DRIVE, HERNANDO BEACH, FL, 34607
Active1 days on marketListed Aug 5, 2026MLS #W7888021
About this home
3302 TURKS CAP DRIVE
COASTAL KEY WEST STYLE WATERFRONT LIVING ACROSS FROM THE GULF IN HERNANDO BEACH! CAN COME FURNISHED! This 3 Bedroom, 2 Bathroom Waterfront Home offers the best of Florida coastal living with beautiful canal frontage in the rear & the Gulf of Mexico just across the street in the front. Start your mornings watching the sunrise over the wide canal from the back porch, then end your evenings on the front deck taking in spectacular Gulf sunsets. The front deck is perfectly positioned to enjoy colorful western skies & refreshing coastal breezes, making it one of the home’s standout features. Located in the desirable Hernando Beach community, you’ll love the boating lifestyle, friendly atmosphere & beautiful Nature Coast scenery. Inside, the open floor plan features vaulted ceilings, abundant natural light & a welcoming coastal feel. The main living level includes a spacious living room, sitting area, dining area & a coastal kitchen with white wood cabinetry, white appliances, GRANITE countertops, breakfast bar & pantry. The primary bedroom is conveniently located on the main level with a walk-in closet & private bath featuring a walk-in shower. Two additional guest bedrooms are privately situated, one with a walk-in closet, plus a guest bath with a walk-in shower. The third level offers a versatile loft ideal for a home office, den, hobby room or additional living space. The laundry room includes cabinetry, washer & dryer, wine rack, built-in ironing board & additional pantry storage. Downstairs is where this home truly shines with an ENORMOUS GARAGE offering approximately 4-car capacity after the interior walls were removed, creating an incredible open space ready for your vision. Whether you need room for multiple vehicles, boats, golf carts, kayaks, a workshop, home gym or the ultimate man cave, this flexible area offers endless possibilities. Additional features include a 2020 HVAC & durable METAL ROOF. Hernando Beach Middle offers access to the saltwater side through the Community Boat Lift, making it easy to enjoy boating, fishing, kayaking & everything Florida’s Nature Coast has to offer. With Gulf sunsets from the front deck, peaceful canal sunrises in the back, an oversized four-car garage with unlimited potential & a relaxed waterfront lifestyle, this coastal retreat is ready for its next owner.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,046
Sqft
0.2 ac
Lot size
4
Garage
1996
Year built
Three Or More
Levels
$257
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,825 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,825/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.9%
Days on market
1 vs 44 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$453K → $500K
Hernando Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 3302 TURKS CAP DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3302 TURKS CAP DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3302 TURKS CAP DRIVE FAQs
What would the monthly payment be for 3302 TURKS CAP DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,825/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3302 TURKS CAP DRIVE?+
The most recent tax bill on record (2025) was $4,102. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando Beach?+
At $525,000, this home is listed about 5% above the Hernando Beach median of $499,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3302 TURKS CAP DRIVE?+
Westside Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$525,000 runs 59% above the HERNANDO BEACH 34607 median — but at 2,046 sqft it's also 33% larger than the typical Hernando Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Hernando Beach market that averages 44 — if it fits, move quickly.
Listing courtesy of RE/MAX ALLIANCE GROUP · Sharie Oakland. MLS #W7888021.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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