4101 E GLORIA DRIVE, HERNANDO, FL, 34442
Active1 days on marketListed Aug 2, 2026MLS #W7888165
About this home
4101 E GLORIA DRIVE
Nestled on over half an acre (.55 acres) with 81 feet of canal frontage, this beautifully updated 3-bedroom, 2-bath home offers the perfect blend of privacy, comfort, and direct access to the Tsala Apopka Chain of Lakes. With 2,397 square feet under roof, you’ll enjoy peaceful waterfront living while having plenty of room to entertain and relax. This move-in-ready home features a newer roof, new windows and doors, newer HVAC with warranty, newer septic system, brand-new well with a water filtration system, and a newer hot water heater for added peace of mind. Inside, you’ll find newer flooring, fresh paint, granite countertops, newer appliances, newer cabinets, updated fixtures, and modern lighting throughout. The rear french doors open to a spacious new wood deck overlooking the canal, creating the perfect spot to enjoy your morning coffee or unwind while taking in the tranquil water views. The fully fenced yard provides privacy and plenty of space for pets, recreational vehicles, or outdoor activities. Four storage sheds offer endless possibilities, including one that is fully insulated, powered, and equipped with air conditioning—ideal for a workshop, hobby room, or home office. Whether you’re an avid fisherman, boater, or simply enjoy the beauty of waterfront living, you’ll appreciate the direct canal access to the Tsala Apopka Chain of Lakes. Conveniently located near shopping, restaurants, parks, and the natural beauty that makes Hernando so desirable, this exceptional waterfront property is ready to welcome you home. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,397
Sqft
0.55 ac
Lot size
1986
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 4101 E GLORIA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4101 E GLORIA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4101 E GLORIA DRIVE FAQs
What would the monthly payment be for 4101 E GLORIA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,181/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4101 E GLORIA DRIVE?+
The most recent tax bill on record (2025) was $27. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando?+
At $477,000, this home is listed about 28% above the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4101 E GLORIA DRIVE?+
Hernando Elementary School (elementary), Citrus Springs Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$477,000 runs 75% above the HERNANDO 34442 median — but at 2,397 sqft it's also 32% larger than the typical Hernando listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Hernando market that averages 37 — if it fits, move quickly.
Listing courtesy of TROPIC SHORES REALTY LLC · Dan Dempsey. MLS #W7888165.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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